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If you have previously had credit and have mismanaged your account and ended up with a poor credit record then you might run into difficulty when it comes to getting a student loan. Or perhaps not. First, there are a variety of different student loans which do not depend upon your credit record such as federal Stafford loans and Perkins loans, as well as Pell grants and a number of different types of scholarships and grants. However, even if all of these do not meet your needs then there are still ways to get credit-based student loans for bad credit. For example, you might consider getting someone else to cosign your loan and take the opportunity to both get the loan you need and also start the process of repairing your credit rating at the same time.