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Insurance companies’ whether it is life insurance, home insurance, care insurance or  Auto Insurance , rules and regulations differ from country to country. In some countries it is purely owned by government and in some countries both government and private sectors are participating in providing insurance policies. Suppose if you are applying for auto insurance, then is common in every country that you should remit the premium amount of your auto insurance policy in time. If you have not paid the premium amount within the grace period accorded to you by the insurance company, then your claim for the auto insurance amount will not be accepted.